Just 0.3% fees for ECommerce transactions
RayLay uses the Solana blockchain to relieve merchants from costly fees: Creating a seamless SEPA and Credit Card checkout integration for Ecommerce - without the user ever having to touch crypto.
Drastically Lower Fees
Reduce payment processing fees by up to 70-90% compared to traditional methods. RayLay utilizes Solana for near-zero settlement costs (€0.0002).
Instant Global Settlement
Funds settle in under a second, globally, 24/7/365. Eliminate multi-day waiting periods and drastically improve cash flow, especially for cross-border payments.
Hybrid Flexibility
Accept traditional card/bank payments alongside SOL and other cryptocurrencies. We handle conversions seamlessly behind the scenes.
Seamless Card Processing
Utilize best-in-class card processing infrastructure (via partners like Stripe) passed through at near-cost, with final settlement optimized via Solana.
Improved Developer Experience
Focus on payments, not crypto complexities. Our simple REST API & SDKs make integration faster and easier than typical crypto payment solutions.
Robust Security & Compliance
Built with bank-grade security, SOC 2 principles, multi-sig protection, and adherence to global regulatory standards (EMI, VASP licensing).
Trusted by Forward-Thinking Businesses
"RayLay cut our international payment fees by over 60% and settlement time from 3 days to literally seconds. Game changer for our cash flow."
"Finally, a crypto payment solution with a decent API! Integration took hours, not weeks. The hybrid approach is exactly what we needed."
"We process thousands of small transactions daily. RayLay's near-zero settlement fees made a direct, significant impact on our profitability."